Vote for TSAW as California’s #1 Structured Settlement Provider!

The Settlement Alliance-WEST is proud to announce that we have been nominated as the Best Structured Settlement Provider in California. With offices throughout the state, we are committed to providing plaintiff attorneys and injured claimants with the legal industry’s most comprehensive settlement planning services. If you are an attorney, paralegal, or judge in California, please…

Why Structuring SMALL Settlements Can Mean BIG Benefits: Case Examples

  It is understood that structured settlements are a safe financial vehicle widely used for injury victims receiving large settlements.  As settlement planners, we are frequently asked if it is also appropriate to structure smaller settlements.  The truth is, our team works with injury victims regardless of their settlement size, and in fact, the average…

Lump Sum vs. Structured Settlement: What’s the Better Choice?

  Claimants involved in personal injury, wrongful death, and workers’ compensation cases have multiple options for handling their proceeds. While some may believe that a lump sum cash payment is the ideal method of accepting the proceeds, it may be more beneficial to place all or a portion of the proceeds in a structured settlement…

Qualified vs. Non-Qualified Assignments: What Do They Mean for Settlement Proceeds?

When it comes to placing settlement proceeds or attorney fees in an annuity, claimants and attorneys may find themselves confused about the tax implications associated with the annuity payments. They may hear the words “qualified” and “non-qualified” discussed—but how do those terms relate to settlement proceeds? Structured Annuities: How They Work If a claimant decides…

Is it Wise to Structure Non-Injury Settlements?

Structured settlements are typically associated with personal injury, wrongful death, and workers’ compensation settlements. The federal tax code permits income tax exclusion for structured settlements used in injury cases, but when it comes to non-injury settlements, are structures still a favorable option? Qualified Assignments vs. Non-Qualified Assignments When a claimant elects to place settlement proceeds…

Can Structured Settlements Stand Up Against Traditional Investments?

There is a gross misconception that structured settlements offer rates of return well below market standards, precluding them from serving as a viable settlement option. In reality, rates of return on structured settlements are very much in line with rates offered by other fixed income investments. Structured settlements produce returns that are net of income…

The New Liability MSA Policy: What You Need to Know

For years, plaintiff attorneys and settlement planning professionals have operated under a set of unclear assumptions when it came to liability settlements and future medicals for Medicare beneficiaries.  While the rules are still unclear, the Centers for Medicare and Medicaid Services (CMS) indicated that they are set to make some changes to Liability Medicare Set-Asides…

Funding an MSA with a Structured Settlement: Here’s Why it’s a Smart Option

There are two main funding options when it comes to Medicare Set-Asides: funding with a lump sum or utilizing a structured settlement. A structured settlement can offer a financial advantage over a lump sum. Keep reading to learn why your clients may want to consider funding their Medicare Set-Asides with structured settlements. Settlements and Medicare…

Is a Settlement Planner Necessary When Your Client Doesn’t Want to Structure?

A commonly held belief in the legal community is that settlement planners only provide structured settlement services. Unfortunately, that misconception can lead to missed opportunities to protect claimants’ long-term financial security. While we believe that structures are a valuable financial option for most personal injury settlements, not all cases will be the right fit for…