Is it Wise to Structure Non-Injury Settlements?

Structured settlements are typically associated with personal injury, wrongful death, and workers’ compensation settlements. The federal tax code permits income tax exclusion for structured settlements used in injury cases, but when it comes to non-injury settlements, are structures still a favorable option? Qualified Assignments vs. Non-Qualified Assignments When a claimant elects to place settlement proceeds…

Can Structured Settlements Stand Up Against Traditional Investments?

There is a gross misconception that structured settlements offer rates of return well below market standards, precluding them from serving as a viable settlement option. In reality, rates of return on structured settlements are very much in line with rates offered by other fixed income investments. Structured settlements produce returns that are net of income…

Does a Settlement Impact Disability Benefits?

  Disabled claimants may run into benefit issues when accepting proceeds from a personal injury settlement. The acceptance of a lump sum may render an individual ineligible for needs-based government benefits, while entitlement benefits remain intact. When it comes to disability benefits, which is which—and how can a claimant protect their eligibility? SSDI vs. SSI:…