Which Government Benefits are Affected by a Settlement—and Which Ones Aren’t?

  Last week, the Senate unveiled its new version of the American Healthcare Act (AHCA). The proposed bill includes historically steep cuts to the Medicaid program. But did you know that there are already other circumstances under which an individual may lose Medicaid (Medi-Cal) eligibility—including the acceptance of a lump sum settlement? Whether the AHCA…

Are Factoring Companies Reaching Your Clients With This New Approach?

You’re probably familiar with the television commercials inviting viewers to sell their structured settlements for “cash now.” Factoring companies like the ones you see on television purchase structured settlement annuities in exchange for lump sum cash payments. Recently, one of our team members noticed a new way that factoring companies are trying to reach your…

Don’t Believe Everything You Read About Structured Settlements

There is a wealth of information out there regarding structured settlement annuities. Much of it is informational, and with the help of a trusted advisor, claimants involved in personal injury, wrongful death, and workers’ compensation cases can use a structured settlement to preserve their long-term financial stability. Unfortunately, as is the case with almost any…

What is a Certified Financial Transitionist®- and How Can Your Clients Benefit from Using One?

When an individual suddenly receives a large sum of money, it can be overwhelming. Even if the influx of money is the result of positive circumstances, many find it difficult to determine the best course of action for managing the funds. Traditional financial advisors may be missing out on a key aspect of this process…